1No Payment for 60 days from loan disbursement date. Promotional Terms and Conditions: Interest will accrue from original loan disbursement date. Regular monthly payments will be required until the loan balance, as well as all accrued interest charges are paid in full. Your loan application must be received on or before January 15, 2008 to be eligible for this offer. Your individual rate may vary. Currently 12.75%-17.99% APR. Rates are based upon your creditworthiness, are subject to change and are effective as of November 12, 2007. 2APR is Annual Percentage Rate. 3Term is limited fourteen (14) months for this loan promotion. Contact a loan officer for additional details.